By 2037 the average daily cost for Assisted Living will be $482 per day!**

Yes, that is $173,758 per year!

I know unbelievable right?

**This information comes directly from: www.LongTermCare.gov

Here is a common statement I often hear:

What do you mean Medicare does not pay for the Cost of Long Term Care!!!

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Lets Consider the Costs for long term care TODAY.

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Costs

The cost of the facility depends on the type of facility you choose and also the level of care that is provided to keep the senior safe and enhance their quality of life.

Board and Care costs range from $1,200-$2,500 for a semi-private room, which includes all room and board as well as all costs for personal care (including medication management and incontinence care). Private rooms range from $2,000-4,000 per month. A few Board and Care homes will accept one client at an SSI rate ($1,050 per month).

Assisted Living communities charge between $2,000-$3,500 for a private studio with a small kitchenette and bathroom. This price only includes rent, 3 meals/day, house-keeping, laundry, activities and transportation. Any personal care like bathing, grooming, toileting, medication management etc. are at an additional cost; the fee for services is either based on a level of care or a point system. A one-bedroom costs range from $2,500-$5,000.

Dementia Care is more expensive, since it is a smaller unit with more trained caregivers. The price range is $2,500-$6,000 per month and some communities charge extra depending on the level of care.

CCRC has a one-time entrance fee which can be costly in addition to a monthly fee. The contracts for CCRC differ in the amount of entrance fee based on the size of the apartment and also on fee for services.

Community Fee: Most Assisted Living and Dementia Care communities charge a one-time community fee which ranges from $500-$10,000. This is not a deposit and the communities use the money for the upkeep of the property, initial assessment of the potential client and to paint and clean the carpets in the apartment. Sometimes this fee is negotiable. There are several aspects of the community a family member must consider before moving their ones. The checklist can be extensive and therefore it is important to do due diligence and get references from current residents or their families.

Some of the important considerations are:

Is the facility licensed, how long have they been in business, what are the qualifications of the administrator or executive director?

Does the facility post a valid license and have written descriptions of resident’s rights and responsibilities?

Ask to see the latest state licensing inspection reports

What is the monthly cost, what services are provided in that fee, what additional services are available and at what cost? What is the Community Fee?

Can the fees/charges be changed based on the level of care?

What happens when the funds run out, what is the notice period for a resident to leave the facility?

Is the facility safe, clean and have trained staff. Does the facility have 24 caregivers and an emergency response system?

Do other residents appear happy, relaxed, well groomed and engaged?

Is the facility wheelchair accessible?

What is the staffing ratio, are the staff engaged with the residents?

Can the facility provide references? Does the facility have respite stay?

As I mentioned that the checklist is long, sometimes families get a “good feeling” when they tour the community and feel their loved one could live there with love, dignity and compassion.

As I mentioned earlier this process can be a stressful experience for families. While there are many options, families may be in crisis and are can easily become overwhelmed with making a decision. I decided to start my own senior placement services 3 years ago when I saw the anguish the families go through. Compassion, respect and dignity are the foundation of my senior placement business. Being raised in a culture where elders are revered for their wisdom and experience, I felt a great passion for starting a consulting service where I would be instrumental in finding the “right” placement for the seniors.

My service is free to the client and I become their advocate and help them narrow down the options based on:

Location

Budget

Medical Condition

Social Environment

Emotional Needs

Physical Needs

My service is FREE to families and I provide:

Confidential Assessment

Research Options for Senior Placement

Contact Facilities and Tour with Clients

Assist with the Necessary Paperwork

Negotiate a Better Rate

Follow-up within a week of placement.

Working with families has been one of the most rewarding experiences in my life. I strongly feel that I can be an advocate and find the best options they deserve and help enhance their quality of life.

Funding for Veterans

The Veterans Administration offers Aid and Attendance as part of an "Improved Pension" Benefit that is largely unknown. This Improved Pension allows for Veterans and surviving spouses who require the regular attendance of another person to assist in eating, bathing, dressing, undressing, medication dosing, or taking care of the needs of nature to receive additional monetary benefits. It also includes individuals who are blind or a patient in a nursing home because of mental or physical incapacity. Assisted care in an Assisted Living facility also qualifies.

This most important benefit is overlooked by many families with Veterans or surviving spouses who need additional monies to help care for ailing parents or loved ones. This is a "Pension Benefit" and IS NOT dependent upon service-related injuries for compensation. Aid and Attendance can help pay for care in the home, Nursing Home or Assisted Living facility. A Veteran is eligible for up to $1,794 per month, while a surviving spouse is eligible for up to $1,153 per month. A Veteran with a Spouse is eligible for up to $2,027 per month and a Veteran with a Sick Spouse is eligible for up to $1,407 per month*.

Many families overlook the A&A Pension as it pertains to veterans who are still independent, but have an ill spouse. Keep in mind that in this situation, if the spouse's medical expenses completely depletes their combined monthly income, the Veteran can file as a Veteran with a sick spouse.

Call Today for more information. 855-827-3674 Ext 707

 

**See LongTermCare.gov

 

 

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